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Frequently Asked Questions

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Home Improvement Loan

Q- What can I use a home improvement loan for?

You can use a home improvement loan to make improvements to your home, such as a new kitchen, heating system or practically anything else. Online-Home-Improvement-Loan gives you the freedom to use a home improvement loan as you desire.

Q- How much money can I borrow?
We will assess your income and the equity in your house and provide you with options for loans ranging from £3,000 to £250,000.

Q- How can I know what my monthly payments will be?
Use the loan calculator to know your monthly payments. All figures shown are to be used as a guide only. Rates are variable and depend on your financial status.

Q- Can I apply for a loan if I have been refused a loan else where?
Yes, you can apply for a loan at Online-Home-Improvement-Loan even though you have been refused by other lenders.

Q- How can I apply for a loan?
Simply, complete the online Loan Application Form for a quick in principle decision.

Q- Can you help if I have a poor credit history?
Yes. Many of our clients have CCJ's, loan or mortgage arrears, and even bankruptcies. In most cases, we can help.

Q- Am I under any obligation once I have applied and received an offer?
No. You are not under any obligation to accept the loan offered to you until you have signed the loan agreement.

Q- What happens if I want to pay my loan off early?
You can settle your loan in full at any time. The procedure is simple and straight forward. All you need to do is request a settlement figure from your lender who will write to you with the amount you need to pay and the date you need to settle in full by. The settlement figure will show any rebates you are eligible to receive.

Q- Do you have any hidden charges?
No. We offer a FREE, no obligation quote service.

Q- What happens to my loan if I decide to move house?
Simply pay the outstanding balance on your loans from the proceeds of the sale of your property, or we can transfer the loan to your new property.

Q- How could this loan save me money?
When compared to rates offered by other leading lenders, ours could save you a significant sum.

Q- Is my loan application confidential?
Absolutely. Your loan application will be treated in the strictest of confidence. We will not contact your employer, bank or any other third party without your prior consent.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

A fee between 0% and 10% of the loan may be charged on some plans depending on credit history and ability to prove income. Example: Loan of £15,000: 120 monthly repayments of £204.66, 10.4%APR variable Loans secured on residential property.

Borrow £3,000 To £250,000 !!!

Homeowners And Tenants !!!